Spend Save Love spending, hate saving? Let Lano flip the script.
Sound familiar?
Surprise bills.
“It's stressful planning for expenses that drop out of the blue.”
Idle cash.
“My money's scattered and I never know how much I actually have.”
Paycheck to paycheck.
“I get paid and before I know it I'm back at zero. No buffer, no peace of mind.”
Spend first, pray later.
“I save whatever's left (if anything) and just hope for the best.”
Financial overload.
“Money feels too complex, full of legalese and acronyms.”
You are not alone.
Meet Lano, your trusted money pilot.
We turn everyday spending into automatic savings: faster, easier and stress-free.
On every purchase, Lano sets a bit aside for you. Little by little. As simple as that. Lano is built for people, not spreadsheets: more financial care, less financial jargon.
Simple. Inclusive. Transparent. Secure.
- Not a bank.
- Not a card.
- Not a network.
- Not a spreadsheet.
Your personal money agent.
Five steps, and Lano takes care of the rest.
Connect your bank accounts
Through Open Finance, with your consent. Lano only reads your purchases.
Set a saving goal
Start with an emergency fund and say how much you want to save.
Spend and save, automatically
On every purchase, Lano reserves a little. On Sunday, it tells you how much to move to your savings box.
Set any rule you want
A percentage per category or an amount per purchase. Change them whenever you like.
Download your data, anytime
Everything Lano knows about you, in one file. And you can delete your account at any time.
Free.Forever.
That is it: no fine print, no hidden fees, no gimmicks. We're here to redefine financial independence by making wealth-building accessible to everyone.
Privacy is not up for debate.
Your personal data is encrypted with a key of your own. Our security relies on math and open scrutiny, not promises.
Encrypted data
- What it means
- Your tax ID and the names on your purchases are encrypted, each person with their own key.
- Why you care
- Even someone who reached the database would see nothing but noise.
Open source
- What it means
- Lano's code is being prepared to go public, so anyone can inspect it and suggest improvements.
- Why you care
- Bugs and backdoors get much harder to hide.
You're in control
- What it means
- You choose what to connect, revoke your consent whenever you like and delete your account with everything in it.
- Why you care
- Your data follows Brazil's data protection law (LGPD) and stays yours.